Tuition, Financial Aid & Investing in your Child’s Future

Financial assistance is not awarded in the form of a loan. It is a dollar amount determined through the Financial Aid application process that is given to the family toward tuition by St. James Academy. Financial assistance is awarded during a confidential process to families with students entering Kindergarten-Grade 8. Awards are made by the Board of Trustees’ Finance Committee on the basis of need. Need-based financial assistance is defined as assistance awarded to a student for whom the total school expenses are greater than his or her family’s ability to contribute toward education. The amount of financial aid received corresponds to the difference between these levels and is related to the SJA funds available for distribution to all qualified families in any given year. We are proud that 14% of tuition revenue is designated per year for need-based tuition assistance.

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  • Incorporate specialized savings accounts into your financial plan: Two types of savings accounts parents should consider are Coverdell Education Savings Accounts (CESA) and Custodial Accounts (UGMAs and UTMAs). CESAs are similar to 529 plans for college, while UGMAs and UTMAs – typically considered for colleges – can be used for private schooling as well.
  • Apply for financial aid: No matter your family’s wealth, be sure to fill out a school’s Parent’s Financial Statement to determine eligibility for financial aid. Many schools offer scholarship based need, and in some cases, community organizations or churches that support the school may have funds for deserving students.
  • Investigate loans/ aid from outside sources: Sallie Mae offers a K-12 Family Education Loan at unpublished, but “competitive” interest rates. Another resource is Your Tuition Solution which offers pre-college education loans at fixed rates.

Testing and Application Fee

PreKindergarten & Kindergarten – $60 Grade 1- Grade 8 – $90 Apply Now

2019-2020 Annual Tuition

PreKindergarten – $7,210 (5 half days)
PreKindergarten –  $10,600 (3 full days: T/W/TH; 2 half days: M&F)
PreKindergarten – $12,875 (5 full days)
Kindergarten – $15,020 (5 full days )
Grade 1-Grade 5 – $18,240
Grade 6-8 – $18,670

Additional Annual Charges

Books and Supply Fee – $550 Activity Fee (PreKindergarten-Grade 5) – $200 Activity Fee (Grade 6-8) – $250

We are pleased to offer you a convenient, online method to set up a payment plan through FACTS.

Online Payment Plans
To apply for financial assistance that is processed by School and Student Services (SSS) please follow these guidelines:
  1. Financial Assistance forms may be completed online at  Click on the prompt to begin your Parent Financial Statement (PFS). You only need to complete one PFS even if you have several children applying to our school. To contact the SSS Customer Service Center for questions, please call 1-800-344-8328.
  2. PFS forms must be submitted by January 15th. Forms submitted after that date may not be processed in time for consideration by the SJA Finance Committee.
  3. Please provide the Academy Business Office with: • A full copy of your PFS, including attachments; and • A copy of the first page only of your most current Federal Form 1040.
  4. The Finance Committee meets in February. Determination will be made at that time and recipients will be notified by mail of financial assistance awards.
  5. *Please note that our SJA school code is 6506
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